Always a warm smile when u walk in the office! I worked directly with Kim Stevens and she was absolutely amazing!! She walked me thru every step along the way, helped me understand what was being done and why! There was never a question left unanswered! I would use Kim a hundred times over again if needed! Highly recommended!

How Cashless Purchases Can Lead to Big Financial Trouble

If you find yourself in financial trouble, just take a look in your wallet.  You will most likely find no cash at all; instead, most people’s wallets are filled with reloadable store cards, debit cards and credit cards.  Our financial information is even stored on our smartphones, which are used to make purchases.  Technology makes purchasing items incredibly easy, but tracking those purchases is not so easy.  If you are not consciously keeping track of your spending, you will quickly find yourself spending more than you earn.

In the past, when people paid for everything in cash, we knew exactly what we were spending and sticking to a budget was much easier.  Impulse buying was not nearly as prevalent, because if you didn’t have the cash, you just did without.  But with all of our virtual spending today, more people are finding themselves in financial trouble without even knowing how they got there.

Once you are in a hole, it can be incredibly hard to dig out.  But you can do it!  It may be old-fashioned, but try using cash for as many of your daily purchases as you can.  Small steps, such as paying for your morning coffee and muffin with cash instead of a credit card, will help you regain control of your budget.  Or set up envelopes – one for rent, one for groceries, another for entertainment, etc. and set aside money each month in each category.  But be careful!  Once your entertainment money is gone for the month, don’t take from other envelopes.  That would defeat the purpose of budgeting.

If you are already in financial trouble and are having trouble finding a way out, the attorneys and staff at Mountain View Law Group are here to help you!  We can discuss options with you, including whether filing bankruptcy is right for you.  Our attorneys have years of experience in preparing bankruptcy cases, which means that we have a high level of familiarity with the Bankruptcy Code, rules and regulations and can guide you and represent you throughout this process.

Kimberly Stevens, Attorney for Mountain View Law Group, bankruptcy lawyers in Ogden, Utah

Contact us today at 801-393-5555.

Janice D.

I WAS GRANTED DISABILITY AFTER 7 yrs trying. It’s because of Kimberly Stevens Office. I had given up hope on ever being granted disability until a friend of our family suggested we try Kimberly Stevens and try to apply once again. I worked with her office for only 2 yrs and was granted disability!!! was happy that I decided to go ahead and work with her. I was so grateful for her staff Lisa was always professional and quick to reply. Thank you!!!!

Nicholas B.

They have been the most amazing people to my mom, because of them my mom has been able to get through all of the legal issues, my mom is endlessly thankful to Kimberly, and everything that she has done for her. This is the best attorney group in Ogden and I would even say the whole state, they made everything so simple for my mom and helped her every step of the way, if my mom or I ever have legal things again we will definitely be going back!

Nicholas B.

Debbie W.

My Husband retained Kimberly Stevens to handle his disability claim for Parkinson disease. He and I are so very pleased with the effort that she and her paralegal, Lisa has put forward to help us. They did an amazing job in helping him get his application and paper work in order. He received a quick approval from social security.

Debbie W.